4.10.1

The Pre-Contract Oral Misrepresentation of Investment

4.10.2

The Pre-Contract Written Misrepresentation of Investment

4.10.3

THE SCHEDULE : An Endorsement of the Pre-Contract Misrepresentations

4.10.4

Clear and Unambiguous Words CANNOT be Modified

4.10.5

Encashment : Active Concealment of Dishonest Intention

4.10.6

Investment : Active Concealment of Dishonest Intention

4.10.7

Benefits : Your Loan WILL BE Repaid

4.10.8

Bonus : An Absolute Necessity — Definitely Not a Gratuity

4.10.9

Further Breaches of Statute Law